A ray of hope for a poor family

The implementation of the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) SEHAT scheme in the Union Territories of Jammu and Kashmir has enabled middle-class and middle-class families to increase their hope for free treatment of 5 Lax per person. got the light Therefore, it brings comfort to the patient’s family, who cannot afford the high cost of treatment.

Most of the best surgeries and treatments are already underway for such poor patients at the Sherri and Kashmir Institute of Medical Sciences and other hospitals in Jammu and Kashmir. In rural and urban Kashmir and even Ladakh, expensive surgical and therapeutic treatments for such patients were hardly affordable.

Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) SEHAT scheme started in 2020. The main objective behind this scheme is to extend health insurance coverage to all residents of Jammu and Kashmir. We provide all residents of Jammu and Kashmir with free insurance on a floater basis for all residents up to Rs.5 Lakh per family. Prime Minister Narendra Modi launched the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) SEHAT scheme in December 2020. The Government will ensure the smooth implementation of the Jammu and Kashmir PMJAY SEHAT Health Plan in all regions and districts of Jammu and Kashmir.

It is the world’s largest health insurance/guarantee scheme fully funded by the government, covering Rs 500,000 per family per year for secondary and tertiary care admissions in public and private hospitals in India. The Rs 5,00,000 benefit is family floater based. This means it can be used by one or all family members. Covering medical procedures such as oncology, cardiology and nephrology, the scheme also includes costs such as diagnostics and medicines for up to 3 days pre-admission and 15 days post-admission.

The 2017 National Health Policy envisages Health and Wellness Centers as the cornerstone of India’s health system. Under this Rs 15 lakh center, we can bring the healthcare system closer to people’s homes. These centers provide comprehensive health care, including non-communicable diseases and maternal and child health services. These centers also provide free essential medicines and diagnostic services. The budget has allocated Rs 1.2 crore for this flagship programme. The contribution of the private sector through his CSR and philanthropic organizations in recruiting these centers is also envisioned.

The State Health Department has already launched the Jammu and Kashmir Gold Card campaign targeting Rs. Starting. The system has enabled hundreds of thousands of poor people who cannot afford hospital care to receive advanced treatment for their health conditions in all specialized hospitals across the country. According to official figures, more than 76,52,064 people (78.74%) are enrolled in the scheme in the Union Territory of Jammu and Kashmir, free of charge among the country’s specialty hospitals and 25,05,626 eligible families. are entitled to quality care at , 22,51,116 (89.84%) families with at least one family member of hers have been identified.

In particular, Shopian, Kulgam and Ganderbal districts achieved 100% saturation under the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) SEHAT scheme. These districts have been awarded mile achieved the stone. The AB PM-JAY SEHAT scheme is the world’s largest wholly government-funded health insurance scheme covering Rs.5 lakh per family per year for secondary and tertiary care hospitalizations.

Previously, SHA deployed an ambitious door-to-door exercise to achieve 100% saturation under the Ayushman Bharat PMJAY SEHAT scheme. The AB-PMJAY SEHAT scheme is a beacon of hope for poor families who cannot afford treatment at the country’s prestigious and renowned medical institutions. “The State Health Authority (SHA) was also launched under the initiative of Gaon Gaon Ayushman.” To reach out to last mile villages, which remain cut off from the rest of the world due to bad weather, to instill the benefits of this scheme. to all beneficiaries.

The Federal Administration has asked the State Health Departments, with the support of concerned shopkeepers/fair price shop owners and Anganwali workers, to ensure the mobilization of those left behind within their respective jurisdictions. instructed to make a special effort to Central Government Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY).

So far, 5,64,404 Golden Cards covering 1,67,538 families have been issued in Srinagar district, the registration process under the scheme is ongoing and the remaining beneficiaries will be eligible within the shortest possible time. increase. “Under the initiative of Gaon Gaon Ayushman, we have also launched a State Health Authority (SHA)” to reach out to the last mile villages that remain cut off from the rest of the world due to bad weather, and to promote the scheme. Instilled benefits. to all beneficiaries.

In particular, the State Health Authority (SHA) has established a network of over 8000 Common Service Centers (CSCs) in Jammu and Kashmir to facilitate the registration of all eligible beneficiaries under the scheme. Did. A VLE center is also located in the village to work with PRI representatives and his ASHA workers to ensure his 100% registration and advocacy work at the grassroots level.

An ongoing awareness campaign by the administration is already underway through various media such as television, radio, print and social media. Access to Golden His cards has also been simplified, allowing everyone to get them in their region. Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) SEHAT recently achieved a major milestone of offering his 5 million rupee free treatment to citizens of J&K UT.

(The author is a regular columnist and can be emailed at

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