HEALTH CARE

Medicare Open Enrollment Ongoing, New Adjustments to Plans and Websites | Straight from the Source

From the Department of Health and Human Services:

Medicare Open Enrollment begins Saturday, October 15th and will continue to be available through December 7th, 2022.

Medicare’s Open Enrollment period gives people with Medicare the opportunity to change their health or prescription drug plan, choose a Medicare Advantage plan, or return to original Medicare (also known as Medicare Part A and Part B). give a chance. Medicare plans can change their offerings and costs each year, and an individual’s health needs can change from year to year. Now is the time for Medicare subscribers to review their insurance options and choose the one that best suits their healthcare needs.

The Biden-Harris administration has made expanding access to health insurance and reducing health care costs for American families a top priority. Announced lower average premiums for Part B, Medicare Advantage, and Medicare Part D prescription drug plans.

This year, Medicare subscribers will have lower insulin and vaccine costs starting in 2023, thanks to the Inflation Reduction Act President Biden signed into law in August. Or he pays $35 or less as her monthly cost share for each covered insulin product via Original Medicare covered conventional pumps. Also, Medicare participants do not pay a deductible for each covered insulin product. In addition, people with covered Medicare medications do not have to copay for adult vaccines recommended by the Advisory Committee on Immunization (ACIP), such as shingles and tetanus-diphtheria-pertussis vaccines. More information about the Control Inflation Act and these changes is available online.

“This year, more than ever, it is important for people with Medicare to review and compare options to find the coverage that best suits their needs,” said HHS Commissioner Xavier Becerra. “Thanks to the Inflation Reduction Act, we are lowering the cost of insulin and vaccines for more than 64 million Medicare beneficiaries. We will continue to do everything we can to cut back and improve benefits.”

CMS Administrator Chiquita Brooks-LaSure said: “Medicare.gov makes it easier than ever to compare coverage options and buy a plan. Side-by-side comparisons of plan coverage, cost, and quality ratings make it easier to see differences between plans.” increase.”

Since 2021, CMS has introduced many enhancements to Medicare.gov to optimize the customer experience and create a more pleasant and user-friendly experience. Improvements include a redesigned Medicare.gov homepage, the addition of pricing details to the Medigap policy comparison, a streamlined landing and overview of the Medicare Plan Finder, and a redesigned Medicare.gov homepage for finding additional help and contact information. Includes a “Talk to Someone” section. All these enhancements improve the overall experience, making information easier to navigate and access, making it easier to compare and choose health and drug insurance, and find providers.

The Medicare Open Enrollment period is annually From October 15th to December 7thcoverage changes take effect January 1.

Considerations When Buying Medicare Insurance

  • There are two main ways to obtain Medicare coverage. Original Medicare and Medicare Advantage (a Medicare-approved plan by a private company).
  • There are two important differences to understand when choosing coverage.
  • If you’ve opted for a Medicare Advantage plan, check with your health care provider to make sure you’re part of the plan’s network.
  • If you’ve opted for a Medicare prescription drug plan, check to see if your prescription is included in the plan’s formulary.
  • Keep in mind that a low monthly premium may not always be the best overall value for meeting your particular needs.
  • Review the estimated total cost of your plan, including deductible costs and other out-of-pocket costs.

If you take insulin and are covered by a prescription drug plan or Original Medicare, there are new out-of-pocket limits on your monthly supply of each insulin product. Call 1-800-MEDICARE and talk to someone to compare plans.

Medicare can help

Here are four ways you can compare plans and see your savings options.

  1. Visit Medicare.gov to see the difference between Original Medicare and Medicare Advantage, and compare the cost and coverage of Medicare Advantage and Prescription Drug Plans side by side.
  2. Call 1-800-MEDICARE. Help is available 24 hours a day, including weekends.
  3. Free access to personalized health insurance counseling available through the State Health Insurance Assistance Program (SHIP). Visit shiphelp.org and exit the disclaimer icon or call 1-800-MEDICARE at each SHIP phone number. Many SHIPs also offer virtual counseling.
  4. Check your eligibility for the Medicare Savings Program. If you have limited income and resources, you may qualify for the Medicare Savings Program operated by the state’s Medicaid program. These programs can help you save money on health and prescription drugs, or reduce your Part B premium from $165 to $0. For more information, contact your state’s Medicaid program or call 1-800-MEDICARE to inquire about Medicare Savings Programs.

For more information, visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227). A TTY user can call him at 1-877-486-2048. Help is available 24 hours a day, including weekends.

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